Alan J Huber has earned the prestigious “CERTIFIED FINANCIAL PLANNERTM” designation and has a unique perspective on health insurance for consumers. After spending two decades in the insurance industry, where he helped design policies and train agents, Alan became the administrator of a healthcare facility. There, he spent his days trying to collect patient claims from insurance companies he previously worked with. At one point he was so frustrated, fighting claim denials, he sued six of insurance companies and HMOs in one day, a story that made business page headlines.