Terms of Service

Acceptance of Terms

By accessing or using this website, you agree to comply with and be bound by these Terms of Service and our Privacy Policy. If you do not agree, you should not use this website.

Nature of Our Service

Health Plans Made Simple Insurance Inc and Alan Huber operate as an insurance marketing and lead generation service.

We do not:

  • Offer every insurance plan available in your area
  • Guarantee eligibility, pricing, or coverage approval
  • Act as your insurance carrier
  • We connect consumers with licensed insurance agents and insurance companies.

Please contact:

Your local State Health Insurance Assistance Program

To review all available plan options.

No Professional Advice

Information provided on this website is for informational purposes only and should not be considered legal, medical, or financial advice.

Final decisions regarding insurance coverage are made between you and the licensed insurance agent or carrier.

User Responsibilities

By using this website, you agree:

  • To provide accurate and truthful information
  • Not to misuse or attempt to disrupt the website
  • Not to submit fraudulent information

Communication Consent

By submitting your information, you consent to receive communications from Health Plans Made Simple Insurance Inc and Alan Huber via:

  • Phone
  • SMS/Text
  • Email
  • Postal mail
  • Even if your number is listed on a state or federal Do Not Call registry.
  • You may revoke consent at any time by contacting us.

Limitation of Liability

  • Health Plans Made Simple Insurance Inc and Alan Huber shall not be liable for:
  • Any indirect, incidental, or consequential damages
  • Decisions made based on information provided on this website
  • Errors or omissions in content
  • Your use of this website is at your own risk.

Modifications to Terms

Health Plans Made Simple Insurance Inc and Alan Huber reserve the right to modify these Terms of Service at any time. Updated terms will be posted on this page.